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Terms & Conditions

Welcome to the official website of Lloyd & Co. (Emirates) Insurance Brokers L.L.C. (“we”, “our”, “us”). By using this website, you agree to comply with and be bound by the following Terms & Conditions. If you do not agree, please discontinue use of this site.

General Use

  • This website is provided for general informational purposes only.
  • You may not use the website in any way that is unlawful, fraudulent, or harmful.
  • We reserve the right to update or change these Terms & Conditions at any time without prior notice.

Insurance Information Disclaimer

  • Information provided on this website is for general guidance only and should not be considered as financial, legal, or professional advice.
  • Insurance quotes, terms, and coverage are subject to the final decision of insurers and may vary depending on underwriting and regulatory requirements.
  • The final binding terms and conditions of any insurance policy will always be set out in the official policy document issued by the insurer.

Limitation of Liability

  • While we aim to ensure the accuracy of information, we do not guarantee that the content on this website is always complete, up to date, or error-free.
  • We are not liable for any loss, damage, or inconvenience arising from reliance on website information.
  • We are not responsible for any disruption, downtime, or technical errors affecting website availability.

Third-Party Links

  • This website may contain links to third-party websites (such as insurers or government authorities).
  • We are not responsible for the content, accuracy, or reliability of external websites.
  • Visiting such websites is at the user’s own risk.

Intellectual Property

  • All content, design, graphics, logos, and materials on this website are the property of Lloyd & Co. (Emirates) Insurance Brokers L.L.C.
  • Users are not permitted to copy, reproduce, or distribute any content without prior written consent.

Governing Law

  •  These Terms & Conditions are governed by the laws of the United Arab Emirates.
  • Any disputes will be subject to the jurisdiction of the UAE courts.